Is Cesar Chavez Day a bank holiday explained

Is Cesar Chavez Day a bank holiday and understanding its official status requires a deep dive into historical significance, governmental recognition, and the nuances of holiday designations. This exploration delves into the life and legacy of Cesar Chavez, a pivotal figure in American labor and civil rights, and examines how his contributions have shaped a day of observance across various states and municipalities.

We will navigate the distinction between public holidays and bank holidays, clarifying the practical implications for businesses and financial institutions. By understanding these differences, individuals can better grasp the operational impact and how financial services might function on this significant day. The journey will also cover how to research holiday statuses and the broader cultural and social importance of dedicating a day to labor rights and civil advocacy.

Understanding Cesar Chavez Day

Cesar Chavez Day is a significant observance dedicated to honoring the life and legacy of a pivotal figure in American labor history. It serves as a reminder of the ongoing struggle for workers’ rights and social justice, encouraging reflection on the power of nonviolent activism. This day provides an opportunity to learn about the challenges faced by farmworkers and the remarkable achievements made through collective action and advocacy.This observance is more than just a day off; it’s a call to action and a moment to appreciate the principles of fairness, dignity, and empowerment that Cesar Chavez championed throughout his life.

Understanding his contributions helps us to better grasp the broader movements for civil rights and labor reform in the United States.

Historical Significance of Cesar Chavez Day

The historical significance of Cesar Chavez Day lies in its recognition of a transformative leader who galvanized marginalized communities and brought national attention to the plight of agricultural laborers. Chavez, alongside Dolores Huerta, co-founded the National Farm Workers Association, which later merged to become the United Farm Workers (UFW). Their efforts were instrumental in achieving landmark victories for farmworkers, including the first union contracts with grape growers in California.

This day commemorates the courage, dedication, and strategic nonviolent protest that characterized the farm labor movement.The establishment of Cesar Chavez Day as a holiday in various states and cities reflects a growing awareness and appreciation for the contributions of Latino Americans and labor organizers to the nation’s social and economic fabric. It highlights the enduring impact of his activism on labor laws, worker protections, and the broader fight for civil rights.

Life and Achievements of Cesar Chavez

Cesar Chavez was born on March 31, 1927, in Yuma, Arizona, to Mexican immigrant parents. His early life was marked by hardship, including the loss of his family’s farm during the Great Depression, which led them to migrate to California as migrant farmworkers. This experience profoundly shaped his understanding of the injustices faced by laborers. Chavez became a community organizer and a fervent advocate for workers’ rights, deeply influenced by the nonviolent philosophies of Mahatma Gandhi and Martin Luther King Jr.His most significant achievements include:

• Founding the United Farm Workers (UFW): In 1962, he co-founded the National Farm Workers Association, which merged with the Agricultural Workers Organizing Committee in 1966 to form the UFW. This union became a powerful force for organizing farm laborers.
• The Delano Grape Strike and Boycott: This was a pivotal campaign that began in 1965. Chavez led striking Filipino grape pickers and organized a nationwide boycott of California grapes, urging consumers to refuse to buy them until growers recognized the UFW and agreed to better wages and working conditions.
• Securing Union Contracts: The strike and boycott culminated in the UFW signing its first union contracts with major California grape growers in 1970, leading to improved pay, benefits, and working conditions for thousands of farmworkers.
• Advocacy for Nonviolence: Chavez was a staunch advocate for nonviolent protest, employing tactics such as strikes, boycotts, marches, and hunger strikes to achieve his goals. His personal fasts, including a 25-day fast in 1968, drew significant national attention and support for the farmworkers’ cause.
• Promoting Voter Registration and Political Power: He understood the importance of political engagement and worked to empower farmworkers to register to vote and participate in the political process, recognizing it as a key to long-term change.

Chavez’s legacy extends beyond labor rights; he is remembered as a champion of human dignity, a symbol of resilience, and an inspiration for social justice movements worldwide.

Origins and Evolution of Cesar Chavez Day

The movement to officially recognize Cesar Chavez Day began shortly after his death on April 15, 1993. His supporters and the UFW initiated campaigns to establish a day in his honor, highlighting his contributions to labor rights and the broader civil rights movement. The first official observance occurred in California on March 31, 1995, when Governor Pete Wilson signed legislation designating the day.Over the years, the observance has grown and evolved:

1. Expansion to Other States: Following California’s lead, other states and cities began to recognize Cesar Chavez Day. As of the early 2020s, it is a state holiday in several states, including Arizona, Colorado, and Texas, and is observed in numerous other localities.
2. Educational Focus: The evolution of the day has increasingly emphasized its educational aspect. Schools and community organizations use Cesar Chavez Day as an opportunity to teach younger generations about his life, the history of the farm labor movement, and the principles of civic engagement and social justice.
3. Community Events and Celebrations: The day is marked by various community events, including parades, rallies, educational forums, and volunteer activities. These gatherings aim to celebrate Chavez’s legacy, raise awareness about current labor issues, and encourage continued activism.
4. Symbolic Importance: The “Sí, se puede” (Yes, it can be done) slogan, popularized by Chavez and the UFW, has become an enduring symbol of hope and determination for various social justice movements, both within the United States and internationally.

The ongoing recognition and celebration of Cesar Chavez Day underscore the lasting impact of his work and the continued relevance of his message of justice, equality, and empowerment for all workers.

Official Recognition and Observance

Cesar Chavez Day is officially recognized and observed in various states and municipalities across the United States, a testament to his enduring legacy as a labor leader and civil rights activist. This recognition signifies a collective acknowledgment of his contributions to the fight for workers’ rights, particularly for farmworkers, and his unwavering commitment to nonviolent activism. The observance of this day serves as an opportunity to educate current and future generations about his life, his struggles, and his profound impact on American society.The official recognition of Cesar Chavez Day varies in its scope and implementation.

While some states have declared it a state holiday, others observe it through proclamations and educational initiatives. Municipalities often follow suit, honoring Chavez with local events and ceremonies. The governmental bodies that have declared this day a public holiday or a day of observance are pivotal in ensuring his message and activism are remembered and celebrated.

States and Municipalities Officially Recognizing Cesar Chavez Day

Several states have enacted legislation to officially recognize Cesar Chavez Day. This recognition ranges from making it a state holiday, where state offices are closed, to designating it as a day of observance with mandated educational components in public schools. Beyond state-level recognition, numerous cities and counties have also passed resolutions or ordinances to honor Cesar Chavez, often through local events, parades, and cultural programs.

The following is a list of states that officially recognize Cesar Chavez Day:

• California
• Colorado
• Michigan
• New Mexico
• Texas
• Wisconsin

In addition to these states, many municipalities have also declared official observances. Examples include:

• Phoenix, Arizona
• Chicago, Illinois
• Houston, Texas
• San Antonio, Texas
• Various cities within California, such as Los Angeles, San Francisco, and San Jose.

Governmental Bodies Declaring Cesar Chavez Day a Public Holiday

The declaration of Cesar Chavez Day as a public holiday by governmental bodies signifies a formal acknowledgment of his importance and a commitment to commemorating his achievements. While not all states make it a paid public holiday where state employees receive a day off, many have established it as an official day of observance. The distinction between a “public holiday” and a “day of observance” is crucial; a public holiday typically involves the closure of government offices and schools, while a day of observance focuses on recognition and educational activities.

Key governmental bodies that have formally recognized Cesar Chavez Day include:

• State Legislatures: Many state legislatures have passed bills to establish Cesar Chavez Day.
• Governors: Governors often issue proclamations to commemorate the day.
• City Councils and County Boards: Local governmental bodies frequently pass resolutions honoring Cesar Chavez.

It is important to note that the status of Cesar Chavez Day as a “bank holiday” or a widely observed paid holiday for all workers is not universal. The extent of its observance often depends on state and local legislation.

Typical Observances in Recognizing Communities

In communities that officially recognize Cesar Chavez Day, observances are typically designed to reflect his life’s work and his commitment to social justice and nonviolence. These events aim to educate the public, particularly young people, about his legacy and inspire continued engagement in community service and advocacy. The observances often blend cultural, educational, and commemorative activities.

Common ways Cesar Chavez Day is observed include:

• Educational Programs: Schools often incorporate lessons about Cesar Chavez, his activism, and the history of the farmworker movement into their curriculum. This may include guest speakers, documentary screenings, and student projects.
• Parades and Rallies: Many communities organize parades and rallies that celebrate Chavez’s life and the ongoing fight for workers’ rights. These events often feature community leaders, activists, and cultural performances.
• Cultural Events: Festivals, art exhibits, and musical performances are frequently held to honor Chavez’s cultural heritage and his impact on Latino communities.
• Volunteer Activities: In line with Chavez’s dedication to service, many observances include community service projects, such as food drives, neighborhood clean-ups, and voter registration efforts.
• Speeches and Tributes: Public forums and ceremonies often feature speeches by labor leaders, civil rights advocates, and elected officials who share their reflections on Chavez’s enduring influence.
• Moments of Silence: Some observances include moments of silence to reflect on the sacrifices made by Chavez and the farmworkers he represented.

These observances are not merely commemorative; they serve as a call to action, encouraging individuals to engage in efforts that promote social justice, fair labor practices, and community empowerment, echoing the spirit of Cesar Chavez’s lifelong mission.

Holiday Status vs. Bank Holiday

While many people use the terms “public holiday” and “bank holiday” interchangeably, there’s a distinct difference in their scope and operational impact. Understanding this distinction is crucial for businesses, employees, and the general public to navigate the observance of holidays like Cesar Chavez Day. A public holiday is a day recognized by law as a holiday for the general population, whereas a bank holiday specifically impacts financial institutions and often leads to a broader closure of businesses.The primary difference lies in who is legally obligated to observe the holiday.

Public holidays are typically recognized for all citizens, granting them a day off from work or school. Bank holidays, however, are more narrowly defined and primarily affect the operation of banks and, by extension, many other sectors that rely on financial services. This distinction can lead to varying levels of disruption and service availability.

Distinguishing Public Holidays from Bank Holidays

A public holiday is a day that is legally recognized as a holiday for the general populace. On these days, most businesses, schools, and government offices are closed, and employees are generally entitled to a paid day off. The purpose of a public holiday is often to commemorate a significant event, honor a national figure, or observe a cultural tradition.A bank holiday, on the other hand, is a day on which banks are closed.

Historically, bank holidays were established to allow bank employees a day of rest and to prevent bank runs by ensuring a fixed number of non-business days throughout the year. While banks are closed on a bank holiday, many other businesses and public services may also choose to close, either because they are dependent on banking services or to align with the general observance of the day.

In many jurisdictions, bank holidays are a subset of public holidays, meaning all bank holidays are public holidays, but not all public holidays are necessarily bank holidays.

Operational Impact on Businesses and Financial Institutions

The operational impact of a public holiday versus a bank holiday can differ significantly. On a public holiday, the expectation is widespread closure across various sectors. This means retail stores, offices, educational institutions, and government agencies will likely be shut. For businesses, this translates to a loss of potential revenue for that day, though employees are typically compensated.A bank holiday, by its nature, directly impacts financial transactions and services.

Banks will be closed, meaning no in-person transactions, ATM services might be limited, and electronic fund transfers could be delayed until the next business day. This closure often has a ripple effect on other businesses. For instance, businesses that rely on daily cash deposits or immediate payment processing will experience disruptions. Many non-essential businesses, even if not legally required to close, may opt to do so to allow employees a day off or to reflect the broader societal observance.

Essential services, such as emergency healthcare, transportation, and some utilities, generally continue to operate regardless of whether it is a public or bank holiday.

Services Remaining Open or Closed on a Bank Holiday

On a bank holiday, the most predictable closures are within the financial sector.

• Banks: All bank branches will be closed.
• Stock Markets: Financial markets, such as stock exchanges, will typically be closed.
• Post Offices: Most post office services will be unavailable.

Beyond financial institutions, the impact on other services varies by country and specific holiday. However, certain services are generally expected to remain operational:

• Emergency Services: Hospitals, police, and fire departments operate 24/7.
• Essential Utilities: Water, electricity, and gas services continue uninterrupted.
• Public Transportation: While some services might run on a reduced schedule, major public transport systems usually continue to operate.
• Pharmacies: Many pharmacies, especially those in large retail chains or located in hospitals, will remain open.
• Grocery Stores and Retail: While some smaller independent retailers might close, larger supermarkets and many retail outlets often remain open, particularly if the bank holiday is not a major national observance.
• Restaurants and Hospitality: Many restaurants, cafes, and hotels will continue to operate to serve the public.

It is important to check local listings or specific business announcements for definitive information regarding operating hours on any given holiday.

Impact on Banking and Financial Services

The designation of a day as a bank holiday carries significant implications for the operations of financial institutions and the broader financial ecosystem. Understanding these impacts is crucial for both institutions and consumers to navigate potential disruptions effectively.When a day is recognized as a bank holiday, it means that banks and many other financial service providers are closed for business.

This closure is typically mandated by federal or state law, aligning with the observance of significant national or regional events. The intention behind these holidays is to allow individuals to participate in the observance and to provide a break from regular work schedules.

Bank Operations During Holidays

Financial institutions adhere to established protocols when a recognized holiday occurs. These protocols are designed to ensure compliance with legal requirements and to manage customer expectations.Common practices for financial institutions regarding federal or state holidays include:

• Closing all physical branch locations.
• Suspending most in-branch customer services.
• Limiting or pausing certain transaction processing that requires manual intervention or direct human oversight.
• Ensuring that ATM services remain operational for customer withdrawals and basic inquiries, as these are automated.
• Maintaining essential online and mobile banking platforms, allowing customers to check balances, transfer funds between their own accounts, and view transaction history.
• Delaying the processing of transactions that typically require settlement on a business day, such as check deposits or wire transfers, to the next business day.

Potential Disruptions to Financial Transactions and Market Activity, Is cesar chavez day a bank holiday

If Cesar Chavez Day were to be officially designated as a bank holiday, it could lead to a temporary halt or delay in various financial activities. This would mirror the effects seen on other federal holidays like Christmas or Thanksgiving.The potential disruptions to financial transactions and market activity include:

• Stock Market Closures: Major stock exchanges, such as the New York Stock Exchange and Nasdaq, observe federal holidays. If Cesar Chavez Day became a bank holiday, these markets would likely close, halting all trading for the day. This means no new stocks or bonds could be bought or sold, and existing orders would be held until the market reopens.
• Payment Processing Delays: Many payment systems rely on daily processing cycles. A bank holiday would interrupt these cycles. For instance, checks deposited on the day before a bank holiday might not be cleared until the following business day. Similarly, electronic funds transfers (EFTs) or automated clearing house (ACH) transactions scheduled for that day would be processed on the next business day.
• Wire Transfer Interruptions: While some wire transfers can be initiated online, the actual settlement and movement of funds often rely on banking operations. A bank holiday could delay the initiation or completion of wire transfers, impacting businesses that depend on timely fund transfers for payroll, supplier payments, or other critical operations.
• Loan and Mortgage Processing: The processing of new loans, mortgages, and other financial applications often involves multiple steps requiring bank personnel. A closure would pause these processes, potentially extending the time it takes to finalize transactions.
• International Transactions: The impact on international finance can also be significant. Delays in settlement for currency exchange or international payments could occur, affecting global trade and investment flows.

The practical impact would be a ripple effect across various sectors, necessitating adjustments in planning and operations for businesses and individuals alike. For example, a small business expecting a payment to cover immediate expenses would need to account for the potential delay if Cesar Chavez Day were a bank holiday.

Researching Holiday Status

Navigating the complexities of public holidays requires a systematic approach to ensure accuracy. This section provides a practical guide to verifying whether a specific day, such as Cesar Chavez Day, is officially recognized as a bank holiday within a particular jurisdiction. Understanding the official channels and resources available is crucial for individuals and businesses alike to plan accordingly and avoid disruptions.The process involves consulting authoritative sources that define public holidays and their implications for financial institutions.

By following a structured research methodology, one can confidently determine the holiday status and its impact on banking services. This empowers informed decision-making, especially when dealing with multi-state operations or federal observances.

Verifying Bank Holiday Status: A Step-by-Step Procedure

To accurately ascertain if a specific day is a bank holiday, a methodical approach is essential. This procedure guides users through the necessary steps to consult official sources and confirm holiday observances.

1. Identify the Jurisdiction: Clearly define the geographical area for which you are verifying the holiday status (e.g., a specific state, county, or federal level within the United States).
2. Determine the Specific Day: Pinpoint the exact date and name of the holiday in question (e.g., Cesar Chavez Day, observed on March 31st).
3. Consult Official Government Websites: Access the official websites of relevant government bodies responsible for labor laws, public holidays, or financial regulations. For federal holidays in the US, the Office of Personnel Management (OPM) is a primary resource. For state-specific holidays, the state’s Department of Labor or official legislative website should be consulted.
4. Search for Holiday Schedules and Legislation: Look for sections dedicated to public holidays, federal holidays, or state holidays. Official legislation or codified statutes are the definitive sources for confirming holiday observances and their designated status.
5. Examine Bank Holiday Specifics: Pay close attention to any language that explicitly designates a holiday as a “bank holiday” or specifies its impact on banking operations, financial markets, or federal reserve operations. Not all public holidays are automatically bank holidays.
6. Cross-Reference Information: If possible, cross-reference the information with multiple official sources to ensure consistency and accuracy.
7. Note Observance Details: Record the official name of the holiday, its date, and whether it is recognized as a bank holiday. Also, note any specific provisions related to its observance, such as whether it is observed on a Monday if it falls on a weekend.

Accessing Official Government Resources for Holiday Confirmation

Official government resources are the most reliable and authoritative means of confirming holiday observances. These platforms provide legally binding information that dictates public holidays and their recognition.

• Federal Level (United States): The U.S. Office of Personnel Management (OPM) website is the primary source for information on federal holidays. It lists the official federal holidays and their observance dates. You can typically find this information by searching for “federal holidays” on the OPM website.
• State Level (United States): Each state has its own legislative or governmental body that designates state holidays. To find this information, visit the official website of the state government and navigate to its Department of Labor, Secretary of State, or legislative information portal. Search for terms like “state holidays,” “public holidays,” or “legal holidays” within that state’s domain.
• Local Level (Specific Counties or Cities): In some cases, local governments may have specific observances. These are less common for bank holidays but can be relevant for other types of public holidays. Checking the official website of the county or city government can provide this information.

“Official government gazettes and legislative statutes are the definitive legal pronouncements on public holiday status.”

Template for Comparing Holiday Statuses

A structured comparison is invaluable when assessing holiday recognition across different governmental levels or regions. This template facilitates a clear overview of holiday statuses.

Holiday Name	Date of Observance	Federal Holiday Status	State A Holiday Status (e.g., California)	State B Holiday Status (e.g., Texas)	Bank Holiday Designation	Impact on Banking Operations
Cesar Chavez Day	March 31	No	State Holiday (California)	Not a State Holiday	No (Generally)	Depends on State A’s banking regulations and individual bank policies.

This table can be expanded to include more states, territories, or specific local jurisdictions as needed. The “Bank Holiday Designation” column is crucial, as it differentiates between a general public holiday and one that specifically affects banking institutions. The “Impact on Banking Operations” column should detail whether banks are closed, have limited hours, or if financial markets are affected. For instance, while Cesar Chavez Day is a state holiday in California, it is not a federal holiday, and its status as a bank holiday is typically not recognized nationwide, meaning banks in other states would likely operate as usual.

Cultural and Social Implications: Is Cesar Chavez Day A Bank Holiday

Cesar Chavez Day transcends its status as a mere holiday; it serves as a powerful cultural touchstone, celebrating the enduring legacy of a pivotal figure in the American labor and civil rights movements. Its observance goes beyond official recognition, embedding the principles of justice, dignity, and collective action into the societal consciousness. This day encourages reflection on the struggles and triumphs of farmworkers and advocates for social change, fostering a deeper understanding of the ongoing fight for equitable treatment.The designation of specific days as holidays often reflects a society’s collective values and historical memory.

Days like Cesar Chavez Day are established to honor individuals or events that have significantly shaped the nation’s social fabric and ethical landscape. These observances act as communal moments for education, remembrance, and recommitment to the ideals they represent, influencing public discourse and policy.The social impact of a day dedicated to labor rights and civil advocacy is profound. It elevates the discourse around workers’ rights, immigration, and social justice, bringing these issues to the forefront of public attention.

This dedicated observance can inspire new generations of activists, reinforce solidarity among marginalized communities, and encourage broader societal engagement with systemic inequalities.

The Cultural Importance of Honoring Cesar Chavez

Cesar Chavez Day is more than a date on the calendar; it is a vibrant cultural celebration deeply rooted in the history and ongoing struggles of Latino communities and the broader labor movement. It signifies a collective affirmation of identity, heritage, and the fight for human dignity. The day provides an opportunity to share stories, traditions, and the enduring spirit of activism that Cesar Chavez embodied, ensuring his message of empowerment and justice resonates across generations.The cultural significance is amplified through various community events, educational programs, and artistic expressions.

While Cesar Chavez Day is a significant observance, its status as a federal bank holiday remains inconsistent across states. This raises questions about typical banking operations, such as whether one can you get silver dollars at the bank on such days. Ultimately, the actual bank holiday designation dictates whether financial institutions are closed for Cesar Chavez Day.

These activities serve to:

• Educate younger generations about the history of farmworker organizing and the sacrifices made.
• Promote understanding and appreciation of the contributions of farmworkers to the nation’s food supply.
• Celebrate the cultural heritage of the communities most affected by labor injustices.
• Inspire continued advocacy for fair wages, safe working conditions, and human rights.

Reasons for Holiday Recognition

The recognition of days like Cesar Chavez Day as official holidays stems from a complex interplay of advocacy, historical significance, and evolving societal values. It represents a community’s success in having their struggles and the contributions of their leaders acknowledged and integrated into the national narrative. Such recognition is a testament to the power of persistent activism and the growing awareness of the importance of diverse historical figures and movements.Key factors contributing to the establishment of such holidays include:

• Sustained grassroots advocacy by community organizations and activists.
• The undeniable historical impact of the individual or movement being honored.
• A growing national dialogue on social justice, labor rights, and civil rights.
• The desire to foster a more inclusive and representative historical understanding.

“Sí, se puede” (Yes, it can be done) – This iconic slogan, championed by Cesar Chavez, embodies the spirit of hope and determination that fuels social movements and inspires the recognition of days dedicated to progress.

Social Impact of Labor Rights and Civil Advocacy Observance

A day dedicated to labor rights and civil advocacy, such as Cesar Chavez Day, has a tangible and far-reaching social impact. It serves as a critical platform for raising awareness, fostering empathy, and driving action on issues that affect vast segments of the population. The observance reinforces the idea that collective action can lead to meaningful change and that the rights and well-being of all workers are essential for a just society.The social impact can be observed in several key areas:

• Increased Public Awareness: These observances bring to the forefront the often-unseen labor that sustains society and the historical injustices faced by workers.
• Policy Influence: Public attention generated by such days can create momentum for legislative changes related to minimum wage, worker safety, and union rights.
• Community Empowerment: Dedicated days strengthen community bonds and empower individuals to engage in advocacy and organize for their rights.
• Educational Initiatives: Schools and institutions often use this day to incorporate lessons on labor history, civil rights, and social justice into their curricula.

The enduring message of Cesar Chavez is that by uniting and working together, ordinary people can achieve extraordinary change. This principle remains a cornerstone of social progress and underscores the importance of observing days that commemorate such vital struggles.

Closing Notes

Ultimately, whether Cesar Chavez Day functions as a bank holiday or a public holiday, its recognition signifies a broader societal appreciation for the tireless efforts of labor leaders and civil rights advocates. Understanding its official standing and the ways it is observed provides valuable insight into how communities honor history and champion ongoing social progress, reminding us of the enduring impact of dedicated individuals on our collective journey.

Questions and Answers

Is Cesar Chavez Day a federal holiday in the United States?

No, Cesar Chavez Day is not a federal holiday in the United States. While many states and local governments recognize it, federal employees and most federal institutions observe standard working days on March 31st.

Which states officially recognize Cesar Chavez Day?

Several states officially recognize Cesar Chavez Day, including California, Colorado, Texas, Arizona, New Mexico, and Nevada. Observance and recognition levels can vary by state.

Do all banks close on state-recognized holidays?

Banks typically follow federal holiday schedules for closures. While some banks might choose to close or offer limited services on state-recognized holidays like Cesar Chavez Day, it is not a universal practice and often depends on the specific bank’s policy and the state’s designation.

What is the difference between a public holiday and a bank holiday?

A public holiday is a day that is legally recognized by a government for citizens to observe, often involving a day off from work or school. A bank holiday is a specific type of public holiday where banks and certain other financial institutions are closed, often impacting financial transactions and market operations.

How can I check if a specific day is a bank holiday in my area?

To verify if a specific day is a bank holiday in your region, consult official government websites, such as those of the U.S. Department of Labor or your state’s department of labor, or check directly with your financial institution for their holiday operating schedule.