Can I Get Quarters From Any Bank Easily

Can I get quarters from any bank? This question often arises when we find ourselves in need of that specific coinage, perhaps for a laundromat, a parking meter, or even just to break a larger bill. Embarking on this quest for change can feel like a small adventure, and understanding the ins and outs of bank coin services can turn a potentially frustrating search into a smooth transaction.

This exploration delves into the practicalities of obtaining quarters from financial institutions, examining the direct services banks offer, alternative methods for exchange, and what to anticipate during your visit. We’ll also touch upon scenarios involving larger quantities and even consider non-bank alternatives, ensuring you’re well-equipped to secure the change you need, whenever you need it.

Understanding the Need for Quarters

The humble quarter, often overlooked in our daily transactions, plays a surprisingly vital role for both individuals and businesses. Recognizing why one might need a significant quantity of these coins is the first step in effectively planning and acquiring them. This isn’t just about having enough change for a vending machine; it’s about understanding the underlying economic and practical drivers that necessitate a steady supply of quarters.Many scenarios demand a larger-than-usual accumulation of quarters.

These situations often arise when specific services or activities are designed to operate on a coin-based system, or when bulk transactions require a convenient and universally accepted form of payment. The need can stem from operational requirements for businesses or from the specific demands of certain consumer activities.

Business Operations Requiring Quarters

Businesses often find themselves needing substantial amounts of quarters to facilitate customer transactions and manage essential operational processes. This requirement is not arbitrary but is driven by the nature of their services and the convenience offered to their clientele.

Common business scenarios include:

• Laundromats: These establishments are perhaps the most quintessential example, with nearly every washing machine and dryer requiring multiple quarters for operation. A busy laundromat can go through thousands of quarters in a single day.
• Vending Machine Operators: Businesses that own or manage fleets of vending machines, whether for snacks, drinks, or other products, need a constant influx of quarters to replenish their machines and make change for customers.
• Car Washes: Many automated car wash systems, particularly self-service bays, operate on a coin-payment model, with each cycle or wash duration requiring a specific number of quarters.
• Arcades and Entertainment Centers: While digital payment is becoming more prevalent, many arcade games and entertainment machines still rely on coin insertion, with quarters being the most common denomination.
• Parking Garages and Meters: Public parking facilities and individual parking meters frequently utilize quarters as a primary method of payment for hourly or daily rates.
• Payphones: Though less common now, payphones historically required quarters for local and long-distance calls.

Individual and Community Needs for Quarters

Beyond commercial enterprises, individuals and various community initiatives also have specific, often recurring, needs for quarters that go beyond personal pocket change. These needs are often tied to public services, charitable endeavors, or specific hobby-related activities.

These needs can be categorized as follows:

• Public Transportation: While many transit systems now accept cards or mobile payments, some bus fares, toll booths, or parking meters associated with transit hubs may still require quarters.
• Donations and Tithing: Churches, synagogues, temples, and other charitable organizations often receive a significant portion of their donations in the form of coins, with quarters being a common denomination for congregants.
• Children’s Allowances and Activities: Parents may need to provide quarters for children to use in school vending machines, for arcade games, or for specific school-related fundraising events.
• Hobbyists: Certain hobbies, such as coin collecting or even specific types of gaming that utilize tokens often exchanged for quarters, can lead to a personal need for a larger supply.
• Emergency Preparedness: In scenarios where electronic payment systems might fail, having a stash of quarters can be crucial for essential services like payphones or certain vending machines.

Reasons for Seeking Quarters Outside Personal Change

The drive to acquire quarters in bulk often stems from a need for efficiency, cost-effectiveness, or simply to meet the operational demands of a service or activity. Obtaining quarters directly from a bank, rather than accumulating them slowly through daily transactions, represents a strategic approach to fulfilling these requirements.

Key motivations for seeking quarters outside of everyday personal change include:

• Volume Requirements: The sheer quantity needed for businesses like laundromats or vending machine operations far exceeds what can be collected through incidental customer change.
• Cost Management: For businesses, purchasing bags of quarters from a bank can be more cost-effective than the labor and time involved in sorting and counting change from daily sales.
• Operational Continuity: Ensuring a steady supply of quarters is critical for uninterrupted service. Running out of change can lead to lost revenue and customer dissatisfaction.
• Security and Handling: Banks provide a secure and efficient channel for obtaining large amounts of currency, reducing the risk associated with handling excessive cash.
• Planning and Forecasting: Businesses can plan their coin acquisition based on projected usage, ensuring they have sufficient quarters for peak times or special events.

The strategic acquisition of quarters is not merely about convenience; it is a fundamental aspect of operational efficiency and financial planning for many individuals and businesses.

Direct Bank Services for Quarters: Can I Get Quarters From Any Bank

Now, let’s shift our focus to a highly reliable and direct avenue for securing those much-needed quarters: your local bank. While the concept of “getting change” might seem simple, understanding the bank’s role and the procedures involved can empower you to navigate this process efficiently. Banks are not just repositories of wealth; they are also crucial facilitators of commerce, and that includes the distribution of coin.Banks are indeed equipped to directly dispense rolls of quarters, and this is often their primary function when it comes to coin transactions for their customers.

This service is fundamental to supporting the cash-based needs of individuals and businesses alike. The process is designed to be straightforward, though certain protocols are in place to ensure smooth operations.

Bank Procedures for Requesting Quarters

When you approach a bank for quarters, the procedure typically involves a few key steps. First, you’ll generally need to be a customer of that bank, or at least be able to present valid identification. Head to the teller window or a designated customer service desk. Clearly state your need for rolls of quarters. The teller will then access their coin inventory.For customers, the process is usually as simple as asking.

For non-customers, the bank might have specific policies, which could include requiring a fee or limiting the quantity available. It’s always best to inquire about their policies beforehand if you are not an account holder.

Limitations and Requirements for Obtaining Quarters, Can i get quarters from any bank

While banks are a prime source for quarters, there can be limitations. The most common requirement is being an account holder. Banks prioritize serving their customers, and coin inventory can fluctuate based on demand. Large quantities might require advance notice, especially for businesses. Some banks may also impose limits on the number of rolls a single customer can purchase per day to ensure availability for everyone.

“Coinage is the lifeblood of small transactions, and banks are its arteries.”

There might also be a nominal fee associated with purchasing coin rolls, particularly if you are not a customer or if you are requesting an unusually large amount. This fee helps offset the bank’s costs in ordering, handling, and securing the coin.

Common Denominations Offered for Coin Transactions

Banks are equipped to handle a variety of coin denominations, not just quarters. This allows them to meet diverse customer needs. The most commonly dispensed coin denominations, in addition to quarters, include:

• Pennies (1 cent coins)
• Nickels (5 cent coins)
• Dimes (10 cent coins)
• Half-dollars (50 cent coins)

These denominations are typically available in rolls, with each roll containing a specific quantity and value. For example, a roll of quarters usually contains 40 quarters, totaling $10. Understanding these standard denominations can help you articulate your needs more precisely when visiting the bank.

Bank Coin Availability and Ordering

Banks maintain coin inventories through regular orders from the Federal Reserve or other financial institutions. This ensures a steady supply, but exceptionally high demand periods can sometimes lead to temporary shortages. For substantial orders, such as those needed for events or large businesses, it is highly recommended to call the bank in advance. This allows them to prepare your request and guarantee availability, preventing a wasted trip and ensuring you receive the exact quantity needed.

Example of a Large Coin Transaction

Consider a local arcade owner who needs to replenish their machines with quarters for the weekend. Instead of making multiple small trips, they would typically contact their bank a day or two in advance. They might request 50 rolls of quarters (which is 2000 quarters, totaling $500). The bank, knowing this in advance, can ensure they have this amount ready for pickup, perhaps even setting it aside for them.

This proactive approach is a hallmark of efficient financial management when dealing with cash-intensive operations.

Alternative Methods to Obtain Quarters from Banks

While direct dispensing of quarters might not be a universal standard, banks offer a robust framework for acquiring this essential coinage. Think of your bank not just as a place to hold your money, but as a vital resource hub for your financial needs, including the humble yet powerful quarter. Navigating these alternatives empowers you to secure the change you need efficiently, transforming potential obstacles into simple transactions.Banks are designed to facilitate financial exchanges, and obtaining quarters is a fundamental part of this service.

Even if you don’t see a dedicated “quarter dispenser,” the underlying systems and staff are equipped to assist you. Understanding these methods ensures you can approach your bank with confidence, knowing you have a clear path to acquiring the coins you require for everyday transactions, laundry, vending machines, and countless other uses.

Exchanging Larger Bills for Rolls of Quarters

This is the most common and straightforward method for obtaining a significant quantity of quarters. Banks are accustomed to handling cash transactions, and exchanging bills for coin rolls is a routine service. You can walk into any branch with larger denominations like $5, $10, or $20 bills and request them to be converted into rolls of quarters.The process is simple:

1. Approach the teller window.
2. State your request clearly, for example, “I’d like to exchange this $20 bill for rolls of quarters.”
3. The teller will count your bill and provide you with the equivalent number of quarter rolls. Typically, a roll of quarters contains $10 worth of coins.

This method is highly efficient for those who need multiple rolls. It’s a direct swap, ensuring you get exactly what you need without any complex procedures. Banks maintain an ample supply of coin rolls to meet customer demand, making this a reliable option.

Using a Coin-Counting Machine at a Bank

Many banks now offer coin-counting machines, often available to both customers and non-customers, though some may have restrictions. These machines provide a convenient way to convert loose change into bills or, in some cases, directly into coin rolls. If your goal is to obtain quarters from a pile of mixed coins, this is an excellent solution.Here’s how it generally works:

• Locate the coin-counting machine, usually in a public area of the bank.
• Pour your loose change into the designated hopper.
• The machine will sort and count your coins.
• You will typically be given a voucher or receipt for the total value of your coins.
• Present this voucher to a teller to receive your money, which can then be exchanged for rolls of quarters as described previously. Some advanced machines might offer an option to dispense coin rolls directly, but this is less common.

Using a coin-counting machine can be a time-saver, especially if you have a large amount of loose change. It eliminates the need for manual counting and sorting, providing an accurate total quickly.

Comparing Convenience of Different Bank Transaction Types for Obtaining Coins

The convenience of obtaining quarters from a bank depends on your specific needs and the bank’s offerings. Each method presents a unique advantage:

Transaction Type	Convenience Factors	Best For
Direct Bill Exchange	Fast, direct, no sorting required. Tellers are readily available.	Needing specific amounts of quarters without loose change.
Coin-Counting Machine	Efficient for large volumes of loose change, accurate counting.	Converting accumulated mixed coins into usable currency or quarters.
ATM Coin Dispensing (Rare)	Immediate access if available.	Very specific and uncommon need for a small number of quarters.

While direct bill exchange is the most universally available and straightforward method, coin-counting machines offer a powerful solution for managing accumulated loose change. It’s about choosing the tool that best fits the task at hand. For instance, if you’re heading to the laundromat and need five rolls, a simple bill exchange is your champion. If you’ve emptied your car’s ashtray and piggy banks, the coin-counting machine becomes your indispensable ally.

What to Expect at the Bank

Embarking on a quest for quarters at your local bank is a straightforward endeavor, but understanding the process can elevate your experience from a simple transaction to a demonstration of preparedness and respect. Banks, as pillars of financial service, are accustomed to a variety of customer needs, and coin exchange is a common, albeit specific, request. Approach this with confidence, knowing you are a valued customer seeking a legitimate service.The role of the bank teller is central to this process.

They are the frontline representatives of the institution, equipped to handle a wide array of transactions, including the dispensing of coins. Their efficiency and willingness to assist are key to a successful coin acquisition. By understanding their operational flow and approaching them with courtesy, you ensure a smooth and positive interaction.

The Teller Interaction: A Step-by-Step Approach

When you approach the teller window with a request for quarters, the interaction is typically brief and professional. The teller will first acknowledge your presence and inquire about your banking needs. Your role is to clearly and concisely state your requirement. This might involve indicating if you are a customer of the bank or if you are simply seeking to make an exchange.

Banks generally prioritize serving their account holders, but many are willing to assist non-customers with small coin exchanges, especially if they have an ample supply.The teller will then consult their coin inventory. Banks maintain reserves of various denominations, including quarters, to facilitate customer transactions and business needs. They will count out the requested amount, often using coin wrappers or a coin counter for accuracy and speed.

It is important to be patient during this process, as counting large quantities of coins can take a moment.

Tips for Approaching the Bank for Coin Exchange

To maximize your chances of a successful and pleasant experience when requesting quarters, consider these actionable tips. These are designed to foster goodwill and ensure efficiency for both you and the bank staff.

• Timing is Key: Visit the bank during off-peak hours. Early mornings or mid-afternoons on weekdays are often less busy than lunchtimes or Friday afternoons. This allows tellers more time to dedicate to your request without feeling rushed.
• Be Prepared to Identify Yourself: If you are a customer, have your debit card or identification ready. Even for a simple coin exchange, some banks may require verification.
• Know Your Quantity: Have a clear idea of how many rolls or how much in quarters you need. This helps the teller fulfill your request efficiently. For instance, stating “I need five rolls of quarters” is more effective than “I need some quarters.”
• Be Polite and Respectful: A friendly demeanor goes a long way. A simple “Good morning/afternoon” and a smile can set a positive tone.
• Understand Bank Policies: While most banks can accommodate coin requests, some may have limits on the amount of change they can provide, especially to non-customers, due to supply constraints. Be understanding if your request cannot be fully met.
• Consider a Small Transaction: If you are not a customer, consider making a small deposit or withdrawal. This can sometimes facilitate the teller’s willingness to help with a larger coin request.

A Scenario: The Effective Quarter Request

Imagine you walk into your local bank, a place you frequent for other financial needs. You approach the teller window during a quiet period. You: “Good afternoon. I hope you’re having a good day.” Teller: “Good afternoon! How can I help you today?” You: “I’m looking to get some quarters. I’m a customer here, and I need about five rolls of quarters for a local car wash.

Would that be possible?”The teller, appreciating your clear request and polite approach, checks their coin supply. Teller: “Yes, absolutely. We have plenty of quarters today. I can get those for you right away.”The teller proceeds to count and wrap the quarters, and within a few minutes, you have your five rolls. You: “Thank you so much for your help.

I really appreciate it.” Teller: “You’re very welcome. Have a great day!”This interaction exemplifies a successful coin exchange: clear communication, politeness, and an understanding of the bank’s role in providing such services.

Considerations for Large Quantities

When your need for quarters transcends the everyday, moving into the realm of significant bulk, the approach to acquiring them from a bank shifts. This isn’t just about grabbing a few rolls; it’s about strategic planning and understanding the operational capacities of financial institutions. Large-scale coin transactions require a different level of preparation, both from your end and the bank’s.

It’s about recognizing that banks are businesses with logistical considerations, and managing substantial coin orders is part of their service, albeit one that necessitates a more formal process.Banks are equipped to handle substantial coin dispensing, but this service is typically geared towards their business clients. For individuals, particularly those needing very large quantities, the process is less about walking in and expecting immediate service and more about proactive engagement.

The infrastructure for handling, counting, and transporting significant amounts of coinage involves specialized equipment and dedicated personnel. Therefore, approaching a bank for a large coin order is an exercise in informed communication and adherence to their established protocols.

Bank Procedures for Dispensing Large Quantities of Quarters

Banks generally have specific procedures for dispensing large quantities of quarters, often involving their commercial banking departments. These procedures are designed to ensure security, accurate accounting, and efficient service for their business customers who rely on coin for their daily operations. For significant withdrawals, it’s common for banks to require advance notice to prepare the funds and arrange for the necessary handling.

This might involve coordinating with their cash vault services or even their armored car partners if the quantity is exceptionally large. The goal is to fulfill the request smoothly and without disrupting regular branch operations.

Lead Times and Pre-Ordering Requirements for Bulk Coin Acquisition

The acquisition of bulk coins from a bank is rarely an on-demand service, especially for quantities exceeding a few hundred dollars. Banks typically require a significant lead time for bulk coin orders. This period allows them to procure the necessary coinage, often from the Federal Reserve or other coin distributors, and to allocate staff and resources for the transaction. For very large orders, such as those needed for a major event or a large business, pre-ordering requirements can range from a few business days to several weeks.

This proactive approach ensures the bank can meet your needs without depleting their readily available stock or causing operational strain.

Bank Account Requirements for Large Coin Orders

While some banks may accommodate large coin orders from non-customers with sufficient advance notice and a clear purpose, it is generally more streamlined and often a requirement to have a business account with the bank for substantial coin withdrawals. Business accounts are designed to facilitate frequent and large cash and coin transactions, and banks are more familiar with the needs of their commercial clients.

This can also simplify the process of verification and authorization. For individuals, especially those making exceptionally large coin withdrawals that might be unusual, the bank may require a discussion with a branch manager or a commercial banking representative to understand the purpose and to ensure compliance with their policies.

Arranging for a Significant Coin Withdrawal for a Business

Successfully arranging for a significant coin withdrawal for a business requires a structured approach, ensuring all parties are aligned and prepared. This process is about communication, planning, and understanding the bank’s operational flow. By following a clear set of steps, a business can navigate the complexities of acquiring large quantities of quarters efficiently and reliably.

Step	Description	Key Considerations
1. Assess Your Needs	Determine the exact quantity of quarters required and the timeframe for when they are needed.	Calculate total value (e.g., $500 in quarters = 2000 quarters). Consider if this is a recurring need.
2. Contact Your Bank	Reach out to your primary business banking relationship manager or the branch manager.	Clearly state the purpose of the request and the estimated quantity.
3. Discuss Logistics and Lead Time	Engage in a detailed discussion about the bank’s capacity to fulfill the order and the required notice period.	Inquire about any specific forms or procedures for large coin withdrawals. Confirm the exact lead time needed.
4. Formalize the Request	Submit a formal request, which may involve a written order or completing specific bank documentation.	Ensure all details, including quantity, denomination, and pick-up date/time, are accurately documented.
5. Payment and Collection	Arrange for payment and establish a plan for collecting the quarters.	Understand the payment methods accepted (e.g., transfer from your business account). Discuss pick-up procedures and security measures.
6. Confirmation and Follow-up	Confirm the order details and delivery schedule a day or two before the scheduled pick-up.	Be prepared for potential delays and have contingency plans if possible.

Non-Bank Sources for Quarters

Beyond the familiar walls of a bank, a universe of opportunities exists to secure those essential quarters. Sometimes, the most straightforward path isn’t the only one, and by exploring these alternative avenues, you empower yourself with flexibility and often, greater convenience. Think of these as strategic maneuvers in your quest for coinage, each with its own unique advantages.While banks are the traditional stronghold for currency, other establishments have become surprisingly adept at providing change.

These locations often handle a high volume of cash transactions, making them natural hubs for coin availability. Understanding where these opportunities lie can save you time and effort, transforming a potential chore into a seamless part of your day.

While you might wonder if any bank readily dispenses quarters, understanding the financial backbone behind services like payroll is key. For instance, delving into what bank does dailypay use can offer insights into the broader financial ecosystem. Ultimately, the accessibility of everyday necessities like quarters often depends on standard banking practices, so exploring your local options is always a good starting point.

Retail Locations with Self-Service Coin Machines

Many large retail chains, supermarkets, and even some convenience stores now feature self-service coin counting machines. While their primary function is to convert loose change into bills or store credit, they often have a reserve of quarters available for dispensing. These machines offer a direct and immediate solution, especially when you need a small to moderate amount of quarters. The process is typically simple: insert larger denominations or even bills, and select quarters as your desired payout.

It’s a modern approach to an age-old need, blending technology with practical coin acquisition.

Vending Machine Operators

The operators of vending machines are in constant need of quarters, both for stocking their machines and for making change. Building a relationship with a local vending machine operator can be a surprisingly effective way to obtain quarters. Many operators are willing to sell or exchange rolls of quarters for bills, especially if you can establish a regular need. This method often involves direct interaction, allowing for negotiation and potentially better rates than what you might find elsewhere.

Think of them as specialized coin purveyors, intimately familiar with the ebb and flow of coin circulation.

Laundromats and Coin-Operated Businesses

Laundromats are perhaps the quintessential example of a non-bank source for quarters. Their entire business model revolves around coin-operated machines, making them a reliable, albeit sometimes busy, place to acquire change. Many laundromats have change machines specifically for this purpose, while others may be willing to break larger bills at the counter if staff is available. Similarly, other businesses that rely on coin-operated equipment, such as arcades or car washes, can also be potential sources.

The key here is understanding that these businesses are often flush with coins and may be amenable to facilitating your needs, especially during off-peak hours.

“Flexibility in sourcing is the cornerstone of preparedness.”

Illustrative Scenarios of Bank Quarter Acquisition

Embarking on the quest for those essential quarters can feel like a mission, but understanding how others have successfully navigated this common need can illuminate your own path. These real-world examples showcase the straightforward and often surprisingly simple ways individuals and businesses secure their coin supply from the heart of the financial system – the bank. Let’s explore these scenarios and gain confidence in your own ability to obtain the change you require.These narratives are designed to demystify the process, transforming potential uncertainty into a clear roadmap.

Whether you’re an individual needing a few rolls for laundry or a business owner managing cash flow, these examples demonstrate the accessibility and practicality of bank services for coin acquisition.

A Personal Quest for Quarters

Imagine Sarah, a diligent student preparing for her weekly laundry ritual. She knows the machines at the university laundromat only accept quarters, and her pockets are decidedly lacking. With a determined stride, she walks into her local community bank, a place she uses for her checking account. Approaching the teller, she states her need clearly: “Good morning! I’d like to get a roll of quarters, please.” The teller, accustomed to such requests, smiles and efficiently retrieves a crisp roll of quarters from a secure drawer.

Sarah happily hands over a five-dollar bill, and the transaction is complete in moments. This simple exchange underscores the ease with which everyday banking customers can fulfill their basic coin needs.

The Small Business Owner’s Exchange

Consider Mark, the owner of a popular local bakery. His business thrives on cash transactions, and he consistently needs a steady supply of quarters for his cash register and for making change. At the end of a busy business day, Mark heads to his business bank. He presents a check for the exact amount he needs in coin rolls – say, $100.

The bank, recognizing him as a valued business customer, processes this exchange efficiently. The teller counts out ten rolls of quarters, handing them over in exchange for the endorsed check. This demonstrates how businesses can leverage their banking relationship for significant coin replenishment, ensuring smooth daily operations.

Utilizing the Coin-Counting Machine

Picture Emily, who has been saving loose change for months in a large jar. She decides it’s time to cash it in and get some quarters for her arcade hobby. She takes her heavy jar to her bank, which features a modern coin-counting machine. Emily pours her coins into the machine, which whirs and clinks as it sorts and counts.

The machine dispenses a receipt detailing the total amount. Emily then takes this receipt to the teller and requests her funds in rolls of quarters. The teller verifies the receipt and provides her with the requested coin rolls. This scenario highlights how banks facilitate the conversion of accumulated change into usable coin denominations.

A Typical Bank Counter Conversation for Change

The interaction at the bank counter is often brief and to the point, designed for efficiency and customer satisfaction. Here’s a common exchange:

Customer: “Hello, I need to get some change. Can I get two rolls of quarters?”Teller: “Certainly. Do you have an account with us?”Customer: “Yes, I do. My account number is [Account Number].”Teller: (Checks account) “Yes, I see it. That will be $10 from your account. Would you like that debited?”Customer: “Yes, please.”Teller: (Processes the transaction and hands over the quarters) “Here you go. Is there anything else I can help you with today?”Customer: “No, that’s all. Thank you!”

This dialogue exemplifies the direct and professional manner in which banks handle change requests, whether it’s a debit from an account or a simple cash-for-coin exchange.

Last Point

In essence, while the direct answer to “can I get quarters from any bank” is generally yes, the ease and process can vary. Banks are indeed a primary source for coin acquisition, whether through direct dispensing, bill exchanges, or the use of coin-counting machines. Understanding their procedures, being prepared with your request, and knowing about potential limitations for larger sums will make your bank visit for quarters efficient.

Remember, a little preparation goes a long way in securing that much-needed change.

Essential FAQs

Can I get quarters from any bank if I don’t have an account there?

Generally, most banks will dispense quarters to non-customers, though they might have limits on the quantity or may prefer you make a small purchase or transaction to facilitate the exchange.

What is the typical limit on how many quarters I can get from a bank?

Limits vary by bank. For small amounts, like a roll or two, it’s usually straightforward. For larger quantities, especially if you don’t have an account, they may require advance notice or have specific policies.

Do I need to specify I want rolls of quarters, or can I just ask for the coins?

It’s best to ask for rolls of quarters. Banks typically dispense coins in pre-rolled quantities, which is more convenient for both you and the teller.

Are there specific times of day when it’s easier to get quarters from a bank?

Mid-morning or mid-afternoon, after the initial rush of morning deposits and before the end-of-day closing procedures, can sometimes be less busy and more conducive to coin requests.

What if a bank teller says they don’t have quarters?

This is rare, but if it happens, politely ask if they know of another branch nearby that might, or if they have any alternative suggestions for obtaining coins.